The Social Security System (SSS) reported on Tuesday that its Pension Booster Program, also known as the Voluntary Provident Fund, delivered a 6.2 percent average return on investment from January to May 2026, citing steady member growth and stronger savings inflows despite prevailing market conditions.
SSS said the program continues to provide a competitive retirement savings option for members, with returns slightly lower than last year due to changes in interest rate conditions set by the Bangko Sentral ng Pilipinas. The agency said performance remains above benchmark rates.
Finance Secretary and Social Security Commission ex-officio chair Frederick D. Go said the program underscores efforts to strengthen retirement security for Filipino workers.
“The continued strong performance of the SSS Pension Booster underscores our commitment to protecting the financial future of Filipino workers,” he said.
SSS noted that the 2026 return follows a 6.83 percent performance in 2025, which exceeded the average 91-day Treasury bill rate of about 4.77 percent.
The agency also reported rising participation, with contributions increasing to P699 million in 2025 from P574 million in 2024, reflecting growing member confidence in the program.
To support higher net earnings, SSS said it waived the 1 percent management fee on Pension Booster accounts from 2025 to 2028.
SSS president and chief executive Robert Joseph M. de Claro said the program is designed for long-term wealth accumulation through disciplined saving and professional fund management.
He encouraged members to monitor their accounts via the My.SSS portal, which now allows tracking of monthly compounded growth.
The Pension Booster allows members to contribute from as low as P500, with no maximum limit, and invests in government securities, corporate bonds, equities, and other fixed-income instruments.
SSS urged members to begin saving early to maximize compound growth and long-term retirement benefits.